A temporary $500 card hold that shows you're serious.
It's how a buyer shows genuine commitment and how a dealer knows demand is real — so both sides negotiate in good faith before anyone shares contact details.
- 01
Hold authorized
A temporary $500 card authorization — not an immediate charge, never sent to a dealer.
- 02
Dealers respond
Your terms reach verified dealers for that brand.
- 03
Accept or pass
Released if you withdraw before a dealer accepts, or if no one accepts.
- 04
Released
Normally released without being charged, per the Buyer Terms.
The $500 Commitment Fund is not a fee.It is a temporary authorization on your card that shows you're serious — not an immediate charge, not paid to the dealer, and normally released without being charged.
What it is
- A temporary $500 authorization placed on your card when you submit an agreement.
- An intent-verification mechanism that lets dealers take your terms seriously.
- Normally released without being charged — AsAgreed does not receive the money unless the authorization is captured under the circumstances described in the Buyer Terms.
- Released or refunded pursuant to the applicable transaction terms and policies.
What it is not
- A fee or a charge for using the platform.
- An immediate charge — it is an authorization, captured only in the limited circumstances in the Buyer Terms.
- A payment to the dealer, or part of your down payment.
- A separate account, escrow account, or deposit on the car.
Released without charge when
- No dealer accepts your agreement.
- You withdraw your agreement before a dealer accepts.
- A dealer changes the accepted terms.
- The dealer no longer has access to the car.
- The car materially differs from what was represented.
- Financing is legitimately unavailable.
- An admin resolves a dispute in your favor.
At risk when
- A dealer accepts your exact agreed terms and you refuse to engage.
- You unlock a match and then stop responding.
- You acknowledge you were not a serious buyer.
- A dispute is resolved in the dealer's favor.
Any capture happens only after notice, an opportunity to respond, and human review — never automatically. Final forfeiture terms are pending legal review.
The deal you agreed to is the deal you get.
When a dealer accepts, the acceptance records the terms you both committed to — out-the-door, all-in. If a dealer changes the price, adds fees, or can no longer deliver the car, the agreement is broken and your Commitment Fund authorization is released. The purchase itself is completed in paperwork directly between you and the dealer.
The answers before you ask.
Every common “what if” comes back to one rule: you're protected unless you back out of terms you agreed to in bad faith.
What if the car sells?
If the vehicle is no longer available, the authorization on your card is released without charge. You never lose your hold because a dealer couldn't deliver the exact car.
What if the dealer changes the price?
Your agreement is the exact terms. If a dealer accepts and then changes the accepted price, the agreement is broken — the authorization is released and that deal doesn't stand.
What if financing changes?
If financing you were relying on legitimately falls through, the authorization is released. The hold verifies intent; it isn't a penalty for circumstances outside your control.
What if I have a trade-in?
You can note a trade-in in your terms. Its value is settled with the dealer like any other term — the out-the-door number you agree to is what stands.
What if the dealer adds fees later?
Agreements are out-the-door: one total number, all taxes and fees included. If a dealer tries to add fees after accepting, the agreement is broken and the authorization is released.
What if I change my mind?
Withdraw before a dealer accepts and the authorization is released without charge. Once a dealer accepts your exact terms, backing out is the one case where the hold may be at risk — and only after notice, a chance to respond, and human review, per the Buyer Terms.
Disputes are reviewed by people
During the product preview, no capture is automated. If either side believes the other acted in bad faith, an AsAgreed admin reviews it. Final dispute terms are pending legal review before launch.
Payments are handled securely
The Commitment Fund authorization is processed by a third-party payment provider; AsAgreed never sees your card number. In the current build the flow runs in test mode; production launch follows legal review.